Thursday, June 21, 2018
We live within our means, but those means will shrink next month as The Husband's financial package has been cut. These things go up and down and get rearranged in his line of work, so we try not to let a lower income get us down. It will, however, mean some changes. As we go through this first year of our decreased financial resources I'll post a few of the methods we've used and the resources we've been encouraged by in the past.
The first thing I did when we found out was to give up wine. Ever since wine was made available in grocery stores here I've been enjoying a glass with supper most nights. The cost of that mounts up, and it'll be easy enough to just not buy it any more.
The second thing we did was to drastically cut back on eating out. We love eating out and do it often, and by often I mean two or three times a week. We're going to aim at eating out once a month. That'll make our choices more meaningful, surely, and we've already decided where we'll go in June.
The third thing has been to look at other areas where there's room for cutting back. For example, I've discovered that our local library no longer requires a social security number to get or renew a library card. I will use the library's books instead of buying, and I'll ask for series books I like to own as birthday and Christmas presents.
It will be a challenge not to eat into the savings we've been building up, but I'm hopeful.
I'm so glad we're not in debt. Debt's a killer!