Happy Anniversary, Dave Ramsey!

I'm a long-time fan of Dave, and he's celebrating his 15th anniversary of radio presence this week. Dave Ramsey has a message that is making a difference.

Here are his Baby Steps:

$1,000 to start an Emergency Fund

Pay off all debt using the Debt Snowball

Three to six months of expenses in savings

Invest 15% of household income into Roth IRAs and pre-tax retirement

College funding for children

Pay off home early

Build wealth and give!

He has written books, including The Total Money Makeover. We have a very old copy of The Financial Peace Planner.

Here's a sample of Dave at work:


3/10/2008: Moolanomy explains the process and offers links to other articles.