"It's our ignorance that gives them their power." (a quote from the video) The way we have allowed the credit-granting institutions to get so out of hand is shocking. Interest rates on credit cards are usurious, and the credit card terms are unbelievable. No other loan can arbitrarily raise the interest rate on money you've already borrowed.
This video covers debt from credit cards but also 1) shows interest rates for title loan businesses and how they target the poor and our military personel, 2) discusses the national debt and what it means for us, 3) describes our citizens as modern-day serfs and 4) much more. The amount of money that pours into Congress from the financial institutions and real estate developers appears to have effectively bought legislation favorable to those two industries at the expense of the rest of us.
I become a stronger fan of Dave Ramsey's Baby Steps every day.