tag:blogger.com,1999:blog-28337090.post2610859505320856452..comments2024-03-24T18:58:13.583-07:00Comments on Divers and Sundry: DebtDivers and Sundryhttp://www.blogger.com/profile/01759655568104782267noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-28337090.post-80196847583883375762018-07-14T16:06:42.977-07:002018-07-14T16:06:42.977-07:00Envelopes don't work for us. We use a credit c...Envelopes don't work for us. We use a credit card and pay it off at the end of the month. I'm glad the debt snowball is working for you :) It was slow, but we made it :) Divers and Sundryhttps://www.blogger.com/profile/01759655568104782267noreply@blogger.comtag:blogger.com,1999:blog-28337090.post-9456843981359217132018-07-13T06:51:45.772-07:002018-07-13T06:51:45.772-07:00Hello. Ironically I had just read last week about...Hello. Ironically I had just read last week about the Snowball debt solution. I read about Dave Ramsey 10 years ago and tried the envelope system. I like the snowball solution and am working on that right now. Thanks for posting this positive insight. Christinehttps://www.blogger.com/profile/08260580643794717174noreply@blogger.comtag:blogger.com,1999:blog-28337090.post-79524147023468631742018-07-09T09:49:12.295-07:002018-07-09T09:49:12.295-07:00Student debt should be bankruptable, imo. I think ...Student debt should be bankruptable, imo. I think that'd make lending institutions more cautious and steer students towards more affordable options. Affordable housing is an issue, too. It'd be good if housing expenses didn't take up so much of people's incomes. It can be all but impossible for some households to avoid debt. Divers and Sundryhttps://www.blogger.com/profile/01759655568104782267noreply@blogger.comtag:blogger.com,1999:blog-28337090.post-16393389618940465292018-07-09T09:44:28.819-07:002018-07-09T09:44:28.819-07:00Saving up for things is the only way that makes se...Saving up for things is the only way that makes sense, isn't it. Sometimes we change our minds before we've saved the money lolDivers and Sundryhttps://www.blogger.com/profile/01759655568104782267noreply@blogger.comtag:blogger.com,1999:blog-28337090.post-39825298125760257382018-07-09T09:43:27.064-07:002018-07-09T09:43:27.064-07:00Thx! We're glad we came to that realization as...Thx! We're glad we came to that realization as early as we did and were able to act on it.Divers and Sundryhttps://www.blogger.com/profile/01759655568104782267noreply@blogger.comtag:blogger.com,1999:blog-28337090.post-66794830097520795262018-07-09T09:09:16.868-07:002018-07-09T09:09:16.868-07:00Thanks for the resources link ins. In today's...Thanks for the resources link ins. In today's culture I think debt is hard to refuse, it's made to sound so easy & not a big deal. Students are lured in & that can cripple them right from the start. We are taught so early that it is our right to have the things we want - now! Thankfully Mr Man & I tend to be more of a saver nature than a spender nature. Again thanks for talking about this subject & being so honest. Patio Postcardshttps://www.blogger.com/profile/04491809927236242223noreply@blogger.comtag:blogger.com,1999:blog-28337090.post-34105106460918436092018-07-09T01:24:31.638-07:002018-07-09T01:24:31.638-07:00It's a good outlook to have and very comfortin...It's a good outlook to have and very comforting when you don't have debt 😁. We have always saved up then bought things too. Wishing you a happy new week! J 😊 x Let's Art Journalhttps://www.blogger.com/profile/01601080465795070519noreply@blogger.comtag:blogger.com,1999:blog-28337090.post-29377403747051911072018-07-08T21:52:46.613-07:002018-07-08T21:52:46.613-07:00Kudos to you guys!!! That's really smart and ...Kudos to you guys!!! That's really smart and just plain awesome. :)Ritahttps://www.blogger.com/profile/02043285884495492598noreply@blogger.comtag:blogger.com,1999:blog-28337090.post-5171561754940075802018-07-08T12:21:27.294-07:002018-07-08T12:21:27.294-07:00I've known older people who kept gradually inc...I've known older people who kept gradually increasing their debt saying they'd never get out of debt anyway. It's a sad position to be in, but you can't make someone see the value of being debt-free. Even getting rid of that smallest debt is so freeing! Divers and Sundryhttps://www.blogger.com/profile/01759655568104782267noreply@blogger.comtag:blogger.com,1999:blog-28337090.post-18415794833011490622018-07-08T12:18:31.650-07:002018-07-08T12:18:31.650-07:00Yes, that's why policies that benefit the fina...Yes, that's why policies that benefit the finances of the lower and middle classes benefit the economy -they spend theirs often out of need, while policies that benefit the richest folks don't benefit the economy -because they hoard -oh, I mean save- it. Don't get me started on the recent tax bill ;) Divers and Sundryhttps://www.blogger.com/profile/01759655568104782267noreply@blogger.comtag:blogger.com,1999:blog-28337090.post-44161455162471670002018-07-08T08:19:42.341-07:002018-07-08T08:19:42.341-07:00I owe no one anything. Like you, I learned to liv...I owe no one anything. Like you, I learned to live debt free, at least until some medical dilemma throws me for a loop in the future. I remember the day I tried to refinance my home (I say tried because I was at the bank on 9/11 and in the middle of the refinance, all banking was suspended). The first thing the loan officer asked me was what my monthly debt was. I started with gas, electricity, and he stopped me, saying those were utilities, NOT DEBT. They feel like debt to me (grin). <br /><br />I think you have given people a few options for getting out of debt. I just wish my foodie and shopaholic friend Sally would take heed. She's even further in debt than she was in the past.Bleubeard and Elizabethhttps://www.blogger.com/profile/10149710375520733752noreply@blogger.comtag:blogger.com,1999:blog-28337090.post-77005389033118355642018-07-08T04:10:41.551-07:002018-07-08T04:10:41.551-07:00Saturday mornings there is a radio show called Get...Saturday mornings there is a radio show called Get Rich Slow with Jim Macaleese, one of the bits of advice I've heard more than once is that spending is good for the economy but not for the individual. Individually spending leads to debt and lack of savings but if everyone refrains from spending the economy would go into recession.bobhttps://www.blogger.com/profile/11122361539939744451noreply@blogger.com